What is Long Term Care?
Long term care refers to services that help those who are unable to take care of themselves, either due to age, sickness or disability. About 70% of all Americans will require long term care in the future, making it a very real and pressing concern today.
Why Plan for Long Term Care?
Because it’s difficult to afford the cost of long term care, only by planning for it today can you secure your future. Without a good long term care plan, you’ll be placing your health and your finances at unnecessary risk, at a time when you’d be most vulnerable.
Who Should Buy Long Term Care Insurance?
A long term care insurance policy can offer you comprehensive coverage, making it your best option for your future health care needs. By preparing for your future health care needs early, you can build a more secure retirement free from anxieties and stress.
How to Save on Long Term Care Insurance?
Though it’s a challenge to fit insurance premiums into your budget, there are many ways you can save on your policy rates. No insurance policy is set in stone, and you are free to modify yours according to your needs, resources and desires.
Long Term Care Facilities
You can choose to receive long term care at home or in one of the many types of facilities that provide these services. Which type of long term care services you’ll need will determine the facility you can receive it from, so it’s a good idea to learn about them now.
Know Your Rights
Learn more about the various federal and state legislations affecting long term care, senior health care, and retirement. There are numerous laws affecting long term care, as well as numerous government programs created as a result.
Infographic: 5 Steps in Getting Long Term Care Insurance
Check out this simple but creative guide on how to get long term care insurance. Narrowing the process down to 5 short steps should help most of those who are still confused to understand that getting coverage is not as … Continued
Date posted: December 7, 2013
Weekly Digest: Long Term Care Planning, Assessing your Risks and the True Essence of Caregiving
In this edition of our weekly digest, we will tackle major issues surrounding long term care. During the past seven days, we have found interesting posts on retirement, risk management, health care scams, long term care and caregiving. These posts … Continued
Date posted: December 6, 2013
LTCI Benefits: Daily vs. Monthly
One of the good things about long term care insurance is it can be custom-fitted to your needs, preferences and paying capability. As a consumer, you have control over what to include and exclude in the policy that you want … Continued
Date posted: December 5, 2013